Kalenga, D. and Chisenga, D. 2026. Internal Bank-Specific Determinants of Non-Performing Loans in Zambian Commercial Banks: A Time-Series Analysis, 2018–2024. East African Finance Journal. 5, 2 (Jun. 2026), 109–115. DOI:https://doi.org/10.59413/eafj/v5.i2.10.