Y. . Mumba and A. . Mwange, “Assessing The Role of Financial Inclusion in Enhancing Micro, Small, And Medium Enterprise (MSMEs) Resilience Post-Covid-19 In Zambia: A Case of Olympia Market”, EAFJ, vol. 4, no. 1, pp. 173–202, Feb. 2025, doi: 10.59413/eafj/v4.i1.11.