Mbweeda, Antoinette C. M. M., and Chrine Hapompwe. “Governance Effectiveness and Financial Management Systems As Determinants of Localization Readiness Among Health Sector NGOs in Zambia: A Desk Review”. African Journal of Commercial Studies 7, no. 4 (July 26, 2026): 156–163. Accessed July 30, 2026. https://ijcsacademia.com/index.php/journal/article/view/659.